Savings Accounts
Rates as high as APY**
Personal Savings Accounts
When you picture the future, what do you see?
A bigger house, maybe, or a newer car?
What about a second home or a college education for your children?
How about teaching your kids the value of saving early?
Regardless of what you want for yourself and your family, a Savings Account is the stable way to prepare yourself for whatever the future may hold.
Primary Savings Account
All memberships include a Primary Savings Account to get you started!
Minimum $10 balance required
No membership fees!
Earn dividends!
BONUS! You can add as many sub-savings accounts as you want at no cost!
Savin’ Up
Save while you spend!
Did you know you can use your debit card to SAVE money? Who knew that spending can also be saving?!?!
Simply round up your debit card transactions and deposit the spare change to the savings account of your choice
Contact us today and start Savin’ Up
Wincentive Savings
SCFCU members are saving and WINNING with WINcentive!
Would you want a chance to win cash just for saving your money!? Exclusive to ONLY Minnesota credit union members!
Minimum $5.00 balance required
No monthly fee
Entries to monthly, quarterly, and annual prize drawings
Earn dividends
Money Market Accounts
Looking for a place to grow your money, add to your portfolio, and keep your money safe?
Our Money Market Account will give you the stability you’re looking for!
Minimum $2,000.00 balance required
Multiple dividend tiers
No penalties on withdrawals or closure
IRA investment options available
Are you ready to see your savings grow with a high-yield Money Market Account?
Mobile Deposit
Get our mobile app. Deposit your checks remotely.
Health Savings Account
There's no way around it: health care is expensive.
With a Health Savings Account, you can save for your medical costs with a much-needed tax deduction.
No tax on qualifying expenses
Debit card for convenience
Tax-free employer contributions
Earn dividends
Business Money Market
To allow our business partners to save and earn interest on the money they work so hard to earn each and every day.
When it comes time for your next expansion or if you want to prepare for the unexpected, our Business Money Market Account is here to cover your saving needs.
No monthly maintenance fee
Interest paid on the money you save
Available to use as overdraft protection for your business checking account
Six electronic withdrawals available per month
Unlimited branch transactions