Business Lending
Your Business Loan is in good hands.
Experienced commercial lending team
Loans tailored to meet member needs
Interest paid on loans is reinvested in the local communities we serve
FAST credit approval turnaround
Loan decisions are made locally
Working Capital Loans
Scaling your business requires you to have flexibility to adjust to ebbs and flows in your cashflow cycle, all businesses are unique and we can structure our loans to meet those individual needs.
Revolving and term loans are available
Flexibility on collateral options
A/R Based Line of Credit Options – quick business cashflow cycle restart
Option for interest only due monthly
Business Auto Loans
Take your business where it needs to go with simple, flexible, and quick financing for any type of vehicle your business needs
Competitive fixed rates
Flexible and extended terms to match the useful life of your vehicle
Financing available up to 100% loan to value
Low closing costs and quick decisions
Call the credit union for current rates!
Equipment & Machinery Loans
Upgrade or expand your business easily and let us do the heavy lifting.
Competitive fixed rates
Flexible and extended terms to match the useful life of your equipment
Financing available up to 100% loan to value
Low closing costs and quick decisions
No pre-payment penalty (Member Business Cash Paydown or Sale to Third-Party)
App Only Single Item Financing available
Call the credit union for current rates!
Real Estate Loans
Commercial and Investment Real Estate loans
We provide financing for all types of real estate to grow an existing business or start a new one.
Owner-occupied and non-owner occupied commercial real estate loans available
Loan terms up to 5 years
Loan amortizations up to 240 months
Low credit union fees
No pre-payment penalty (Member Business Cash Paydown or Sale to Third Party)
SBA 504 Loans
Financing with low down payment requirements and low fees.
Up to 90% financing
Longer amortization periods
SBA portion of the project with a fixed rate up to 25 years
SBA fees can be rolled into SBA 504 Debenture
Potential Seller Carryback equity financing
Business Member Resources
Small Business Development Center (Help new entrepreneur with a business plan and projections)