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St. Cloud Financial CU

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Personal Loans

Life happens. We’ve got loans for that!

Personal Loans
Anytime Access
Student Loan
Signature Loan

Personal Loans

A Personal Loan has never been easier!  

  • Ready to take that dream vacation?  

  • Want to consolidate debt?  

  • Have an emergency home improvement or medical situation that requires extra cash? 

  • Need to make automobile repairs?

We are here for you with the best financial solution for your needs!

Anytime Access

Need a loan that is flexible and allows you to get the funds you need, when you need them? 

We have just the loan for your needs with anytime access.

  • Provides checking overdraft protection

  • No account opening fee

  • No interest charges until funds are used

  • Easy access to funds

Digital Banking Services

Accessing your financial information has never been more convenient than it is today! We have a state-of-the-art digital banking platform to meet all of your needs 24 hours a day, 7 days a week, from your personal computer or mobile device.  

 

It's Super Convenient!

  • Make check deposits
  • Transfer funds
  • Access free bill pay services
  • Link external bank accounts
  • Access your bank statements with our eStatement feature

It’s Super Secure!

  • Touch ID or Face ID for faster, more secure sign-in (mobile users only)
  • Added security with one-time passcode and unique profile photo

It’s Super Cool!

  • Customize what displays on your dashboard
  • Check balances on Smartwatch or Smartphone with Snapshot
  • User-friendly tools for budgeting and saving
  • Free credit score access and monitoring with Savvy Money
 
Download App on Google Play Store

Download App on Apple Store

Student Loans

Whether you are sending your child off to college or are completing your college education, we have a fantastic student loan available to help you reach your goals. 

 

Our partnership advantages offered by LendKey:

  • Flexible payment plans
  • Zero origination fees for all qualified student borrowers
  • Competitive interest rates - with good grades, you can qualify for even lower rates!

Payment for any qualified academic expenses, including:

  • Tuition and fees
  • Books and equipment
  • Room and board
  • Past tuition

Questions?

 

Have a question, need help, or simply want to learn more?

Already a borrower and have a question regarding your account?

Need to mail in a check payment?

  • Please send your payment to:
    • LendKey
    • P.O. Box 824575
    • Philadelphia, PA 19182-4575
 

Signature Loans

Don’t have collateral?

No problem, our Signature Loan is the perfect loan when you need a little extra cash for those unforeseen situations in life.

New Wave Checking

Young adult checking account with all the perks!