Savings*, Money Market & Checking Account Rates
* Federal Government Regulation "D" limits the number of savings withdrawals that can be made during a month. Among other things, these limits can prevent checks from clearing on your checking account because transfers are denied. Please ask us for more information to ensure your success here!
| Regular Savings: | Balance Range | Rate: | APY |
|---|---|---|---|
| $25 minimum balance to open account | |||
| All balances | 0.10% | 0.10% | |
| Youth Accounts Ages 0-15: | Balance Range | Rate: | APY |
| All balances | 0.10% | 0.10% | |
| Club Savings | Balance Range: | Rate | APY |
| No minimum balance to open account | |||
| All balances | 0.10% | 0.10% | |
|
Harvest Checking | Balance Range | Rate | APY |
| $100 to open; no minimum balance to maintain | First $2,500 | 1.49% | 1.50% |
| $2,501 - $5,000 | 0.99% | 1.00% | |
| $5,001 - $10,000 | 0.50% | 0.50% | |
| $10,001 & higher | 0.25% | 0.25% |
| Health Savings Account | Balance Range | Rate | APY |
|---|---|---|---|
| No opening fee, no minimum balance, no transaction fees. Earn dividend on entire balance. | $0 to $2,499 | 0.25% | 0.25% |
| $2,500 to $9,999 | 0.25% | 0.25% | |
| $10,000 and higher | 0.25% | 0.25% | |
| Money Market Insured Investment Account | Balance Range | Rate | APY |
| $2,000 minimum balance | |||
| $2,000 to $9,999 | 0.20% | 0.20% | |
| $10,000 to $24,999 | 0.30% | 0.30% | |
| $25,000 to $49,999 | 0.35% | 0.35% | |
| $50,000 to $99,999 | 0.35% | 0.35% | |
| $100,000 to $124,999 | 0.35% | 0.35% | |
| $125,000 and higher | 0.35% | 0.35% | |
| IRA Insured Money Market Investment Account | Balance Range | Rate | APY |
| (Daily Deposits) No opening fee, no minimum balance, no transaction fees. | |||
| Traditional, Roth, Coverdell | $0 to $4,999 | 0.25% | 0.25% |
| $5,000 to $24,999 | 0.40% | 0.40% | |
| $25,000 to $49,999 | 0.40% | 0.40% | |
| $50,000 to $74,999 | 0.40% | 0.40% | |
| $75,000 and higher | 0.40% | 0.40% | |
| Small Business Checking | Balance Range | Rate | APY |
| $3,000 minimum balance | |||
| $3,000 and higher | 0.05% | 0.05% | |
| Regular Checking Click here for additional details on Regular Checking. |
No Dividends paid on this account. |
Additional Notes regarding Deposit Accounts:
** APY is Annual Percentage Yield. This rate schedule states rates which are applicable to specified accounts.
- Dividends are credited to your account and compounded every month.
- All savings rates are variable; this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
- If maintenance or activity fees are charged on an account, these fees could reduce the earnings on the account.
- Primary Savings (S1) requires a $25 minimum balance to open an account, and $100 minimum balance to earn a dividend.
- Club Savings requires no minimum balance to open (Credit Union membership must previously have been established by opening a Primary Savings account), and $100 minimum balance to earn a dividend.
- Money Market Insured Investment Account requires a $2,000 minimum balance.
For details about deposit share insurance on your accounts, please click here.
