Loan rates are subject to change any time. Rates on individual loans may vary.
For current rates, please visit with any Loan Officer or call us at (320)258-2190.
To learn about your options for applying for loans, click here.
We provide financing to purchase autos, trucks, boats, campers and travel trailers, motor homes, snowmobiles, four-wheelers, jet skis, and motorcycles.
We also provide:
Student Loans - St. Cloud Federal Credit Union offers a private Student Loan program.
St. Cloud Federal Credit Union continually creates and evaluates its loan programs to ensure they are fairly-priced and meet our members’ borrowing needs.
Loan rates are based on your credit rating. The rates quoted are our best rates. Rates may be higher, based on your credit report. The term of your actual loan may vary, depending on your needs.
Stop in and visit with a Loan Officer, or contact our Loan Department at 320.258.2190 (toll-free: 1.888.252.2634) for complete information. Or contact us by email.
Additional Information about our Loans:
* A 1/4% rate reduction applies on purchase loans (excluding real estate and savings secured loans) with a 20% down payment.
Rates and Terms on all loans are subject to credit approval. St Cloud Federal Credit Union uses a credit score to determine your interest rate. Note: These rates are subject to change.
* All rates are Annual Percentage Rates.