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Investment Certificates & IRA Certificates
Revised December 8, 2016
Savings & Loan Calculators
Savings, Money Market, Checking Rates
- Minimum deposit for any certificate is $500, unless otherwise noted
- Rates are subject to change daily
- There is a substantial penalty for early withdrawal from a savings certificate.
Investment Certificates, Regular and IRA - Fixed Term
| Term | Rate | APY* |
|---|---|---|
| 3 Months | 0.20% | 0.20% |
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.60% | 0.60% |
| 24 Months | 0.90% | 0.90% |
| 36 Months | 1.05% | 1.05% |
| 48 Months | 1.40% | 1.41% |
| 60 Months | 1.50% | 1.51% |
Your savings and qualified retirement accounts are federally insured to at least $250,000, and backed by the full faith and credit of the United States Government. For details about coverage, please click here.
Note regarding Certificate Specials: Upon maturity, balances of special certificates will automatically be transferred into the appropriate share account, such as Primary Savings or IRA Money Market account (if the certificate is an IRA).
* APY is Annual Percentage Yield. Certificate investment rates remain fixed for the term of the certificate. Unless otherwise paid according to your instructions, dividends will be credited to your account and compounded every month. Fees or other conditions could reduce the earnings on the account. A substantial penalty may be imposed for withdrawals from a certificate before maturity. If you have any questions, or you need current rate information on your accounts, please call (320) 252-2634. Rates are subject to change daily.
