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St. Cloud Financial Credit Union
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Online Banking

Want a Lower Auto Payment?

CLICK HERE! 

Open an Account

Get Started on the Road to Academic Excellence with Student Loans

College Students

Give your child the gift of a college education with student loans from St. Cloud Financial Credit Union! 

College is expensive - from tuition to room and board to books and meals, there are countless expenses you and your children need to prepare for. Instead of pinching pennies, get low-interest student loans to help anyone in your family build the future they deserve.

Credit union student loans offer numerous advantages over private lenders, including lower interest rates, flexible payment plans, and so much more. Whether your child is starting undergrad or you are going back to school for a graduate degree, credit union student loans can offer you the flexibility you need to get the education your family deserves.

Have a question, need help, or simply want to learn more?
Call us or email us.

Customer Care: (888) 549-9050
Hours: Monday to Friday: 8 am - 6 pm
Email: customer.care@custudentloans.org

Already a borrower and have a question regarding your account?
Servicing:
Ph: (888) 966-9268
Hours: Monday to Friday: 8 am – 5 pm
Email: servicing@lendkey.com

 

Need to mail in a check payment?

Private Student Loans:

Please send your payment to:
LendKey
P.O. Box 824575
Philadelphia, PA 19182-4575

 

Benefits of a Credit Union Student Loan

  • Zero origination fees for all qualified student borrowers
  • Competitive interest rates - with good grades, you can qualify for even lower rates!
  • 30-day no-fee return policy that allows you to cancel your loan if you find a better option
  • Cosigner Release available after 24 consecutive on time principal and interest payments upon completion of your education
  • Borrow as little as $2,000 or up to school cost of attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate school loans

Pay for any qualified academic expenses, including:College Students

  • Tuition and fees
  • Books and equipment
  • Room and board
  • Past tuition

When you need money for school, we're always here to make your dreams come true. Speak to an expert student loans specialist to find the right loan for you. With help from St. Cloud Financial Credit Union, your educational goals and those of your family are within arm's reach.

Get Started Today!

  • Complete the loan application
  • Send in supporting documents
  • Get instant pre-approval
  • Receive check within 2 weeks

Scholarships

Scholarships are a great way to help with student loan debt. As a credit union member, you receive access to scholarships through the Minnesota Credit Union: Offering two (2) $2,000 and eight (8) $1,000 scholarships to credit union members throughout Minnesota.

Apply Here

Contact

Phone: 320-252-2634

Toll Free: 888-252-2634

Email: info@stcloudfcu.coop

Routing Number: 291975656


Credit Union NMLS #421441

 

HOURS OF OPERATION

 

Albertville

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-up Hours:

Monday-Friday 9 AM - 5 PM

 

Becker

Lobby Hours:

Monday-Friday 8:30 AM - 5 PM

Drive-Up Hours:

Monday-Thursday 8:30 AM - 5 PM

Friday 8:30 AM - 6 PM

Saturday 9 AM - 12 PM

 

Downtown St. Cloud

Lobby Hours:

Temporarily Closed

 

St. Cloud & Sartell 

Lobby Hours:

Monday-Friday  9 AM - 5 PM

Saturday 9 AM - 12 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM

 

Sauk Rapids

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM 

 

Locations

5600 La Centre Ave Suite 100
Albertville, MN 55301

 

14267 Bank Street
Becker, MN 55308

 

3030 First Street South
St. Cloud, MN 56301

 

120 Tenth Avenue North
St. Cloud, MN 56303

 

1716 Pine Cone Road South
Sartell, MN 56377

 

205 2nd Ave N
Sauk Rapids, MN 56379

 

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To set up or reassign a pin number: 

1-888-891-2435

St. Cloud Financial Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website. If you have any questions regarding our website, please contact us at (320) 252-2634 and we would be happy to help you! All products and services available on this website are available at all St. Cloud Financial Credit Union branches.

Equal Housing Lender

NCUA Insured

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