We partner with: Cetera Advisor Networks’ for investment services. Following is their Website Privacy Policy.

 Privacy Promise

www.ceteraadvisornetworks.com/privacypromise/

 Business Continuity

www.ceteraadvisornetworks.com/businesscontinuity/

 Important Disclosures

www.ceteraadvisornetworks.com/importantdisclosures/

 Order Routing

www.ceteraadvisornetworks.com/orderrouting/

 

At Cetera Advisor Networks, we respect your right to privacy and are committed to protecting it. Whether you are a current customer or just visiting us online, we are dedicated to keeping any confidential financial information you provide us with secure and confidential. A summary of how we use and how we protect your information both online and in general is set forth below. You should be aware that linked sites (either to or from this website) may contain privacy or confidentiality provisions that differ from the provisions provided herein. Your use of linked sites is governed by the privacy policies and terms and conditions of those sites.

Privacy Online

Our website, http://www.ceteraadvisornetworks.com/ is a great way for current and potential customers and registered representatives to find out more about Cetera Advisor Networks’ products and services. It also offers users some handy "financial calculator" tools and market information. Rest assured that when you visit our site we will not try to gather any personal identifiable information from you without you knowing it. The following summarizes the extent to which we gather and use information obtained through our website:

• Cookies – Our website does not utilize cookies—small bits of information which are sometimes sent by Web servers and stored on your hard drive. At no time will visitors to the Cetera Advisor Networks website be sent a cookie.
• Statistical Domain and Access Data – Please note that when you visit our website, no personally identifiable information about you, such as your e-mail address, will be automatically collected by us. In fact, unless you choose otherwise, the only information we may collect from your visits is some information regarding the domain from which you are connecting to our website (i.e., msn.com if you are connecting from Microsoft Network, or aol.com if you are connecting from America Online) and the pages you view while on our site. This information is collected solely for statistical purposes and is not used to identify individuals.
• E-mail and "Request More Information" Forms – In some cases, you may actually choose to provide us with your e-mail address or other personal information such as your address or phone number. For example, when you complete our "Request More Information" form, we request certain contact information from you so that we may properly respond to your inquiry. Likewise, if you send us an e-mail for any reason, you are by default providing us with an e-mail address. 
  In most instances, your inquiry, whether it is an e-mail or a "Request More Information" form, will be forwarded to a Cetera Advisor Networks representative who is licensed in your area for a response. This is necessary to help ensure that your specific inquiry is answered in accordance with the laws and regulations in your state of residence. E-mail addresses or other information you voluntarily provide while visiting our website are used solely for the purpose of responding to your questions and concerns, and will only be shared with others in accordance with applicable laws and regulations, which in some instances may require sharing such correspondence with our legal and compliance departments or with state and/or federal regulators.

Protecting Our Children-

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children’s identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

Protecting Customer Information in General

As a provider of products and services that involve compiling personal—and sometimes, sensitive—information, protecting the confidentiality of that information has been, and will continue to be, a top priority throughout the Cetera Advisor Networks companies. To learn more about the measures that we take to safeguard information that you might share with us, and the situations in which we might share information with select business partners, read this complete Cetera Advisor Networks Privacy Policy.

Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA / SIPC. Investments are • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is under separate ownership from any other named entity. Investors cannot invest directly in indexes. St. Cloud Federal Credit Union, 3030 1^st Street South, St. Cloud, MN 56301. (320) 252-2634. http://brokercheck.finra.org/