Explore a Better Way to Spend with MasterCard®
Explore a competitive and secure alternative to checks, cash and debit cards with MasterCard products from St. Cloud Federal Credit Union and ATIRAcredit™. We offer several options, including a business MasterCard.
Credit cards can provide protection and flexibility when you want to make important purchases. We offer many features and benefits you will not find with most cards including no annual fee*, cash back reward points and zero liability fraud protection for every purchase.
With the right credit card for you, you can have additional spending capability. Usable anywhere MasterCard is accepted, your St. Cloud Federal Credit Union ATIRAcredit MasterCard credit card will give you all the options you need.
We have partnered with ATIRAcredit to offer you MasterCard credit card products. Please note you that you will be directed to our trusted partner to apply.
Platinum Rewards card benefits include:
- No annual fee*
- A low interest rate compared to most bank card rates
- Earn reward points with every qualified purchase
- Redeem your points for cash, gift cards, merchandise or travel
- Track and manage your points online for convenient access
- No balance transfer fees* when transferring balances from other credit cards
- Zero liability fraud protection for every purchase
- 24/7 card member customer service online and by phone
Our MasterCard products have all the tools and features you need to make purchases with confidence. For additional services, you can visit the ATIRA credit web site and utilize further services and benefits, including:
- Applying for a credit card online
- Obtain complete access to your credit card activity, including the ability to make payments online
Call us to get started on your journey to a great new credit card program!
*Credit approval required. APR=Annual Percentage Rate. Purchase and Balance Transfer APRs range from 8.99% to 20.99%, based on creditworthiness, and may vary with the market based on the Prime Rate. The Cash Advance APR is 20.99% and may vary based on the Prime Rate. The following transaction fees may apply: 4% cash advance fee based on the balance of the cash advance but not less than $10 and subject to state limitations and a 1% foreign transaction fee based on the converted transaction amount.
The Platinum Rewards ATIRAcredit MasterCard is issued by TMG Financial Services, Inc. pursuant to a license by MasterCard International Incorporated. MasterCard, Platinum MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. ATIRA® is a registered service mark and ATIRAcredit™ is a service mark of The Members Group, LLC.
